Student Budgeting Worksheets 
for Medical and Graduate Students

PCOM's student budgeting worksheets are designed to help medical and graduate students determine how much they may need to borrow in student loans to meet their educational and living expenses. Budgeting worksheets are updated once tuition numbers are established—sometimes as late as May.

Our student budgeting worksheets are completed in just a few simple steps as users enter their out of pocket payments (if any), initial financial aid awards and monthly living expense costs. PCOM's student budgeting Google sheets will then calculate remaining unmet need and how much additional loan a student may need to apply for.

How PCOM's student budgeting sheets work

PCOM's student budgeting worksheets are completed in four easy steps:

1. Our Google sheets automatically fill in the estimated tuition and fees for PCOM's academic programs.
2. Students enter any deposits or any out of pocket payments toward tuition.
3. Third, students list their financial aid amounts (Federal student loans, private student loans, PCOM scholarships, third-party scholarships, etc.) as awarded by the PCOM Financial Aid Office or external sources.
4. Last, users enter their monthly living and miscellaneous school expenses for categories such as books, rent, utilities, food, health costs and more.

The completed sheet will then calculate how much unmet need a student may have as well as a recommendation for how much Federal Direct PLUS loan or private student loan to apply for. The sheet will also show how the financial aid and loan disbursements are divided over the appropriate terms enrolled.

How to use PCOM's student budgeting worksheets

1. Click the appropriate link below for your program. This will open a copy of our worksheet within Google Drive of your PCOM Google account.
2. Each Google Sheet is separated into workbook tabs for each year of the program (bottom left of each Sheet).
3. Follow the instructions within the sheet to determine how much federal student loans you may need to borrow to cover the cost of tuition, fees, supplies and living expenses. Your initial financial aid package can be found Financial Aid Self-Service within myPCOM.

Remember you only need to enter figures into the orange cells. 

Watch Budgeting Worksheets How-To Video

Notes and borrowing scenarios

The below budgeting worksheets generally assume traditional student enrollment and aid scenarios. If you require additional assistance with creating a budget or determining your loan amounts, contact your respective financial aid office to speak with a counselor.

If you are only trying to borrow exactly what you need to cover tuition/fees, contact your respective financial aid office to speak with a counselor.