Federal and Private Student Loans | Financial Aid at PCOM
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Student Loans

PCOM students can apply for multiple student loan programs including federal and private loans.

Types of Student Loans

The Federal Direct Loan Program provides loans for students to help pay for the cost post-secondary education. The lender is the U.S. Department of Education rather than a bank or other financial institution.

All students who wish to be considered for federal student loans must complete the FAFSA application. Parent information is NOT required on the FAFSA for consideration of these loans.


The Health Resources and Services Administration (HRSA), an agency of the U.S. Department of Health and Human Services, is the primary federal agency for improving health care to people who are geographically isolated, economically or medically vulnerable.

HRSA health professions student loans encourage and enable clinicians to work in underserved areas.


Low interest, interest free and forgivable student loans are offered by various nonprofit organizations, medical foundations and state programs. Eligibility requirements may include residence in certain counties or commitment to practice in underserved communities upon completion of residency.

We have compiled a list of various third party low interest student loan programs.


Private student loans are funded by banks and credit unions rather than the federal government.

Rates, amounts, periods and other conditions can vary greatly between lenders so it is important to research private student loan options carefully.


What Our Students Say

"PCOM’s Financial Aid Department is great! They work with you to ensure that the loan process is not overwhelming. They are helpful and willing to answer any questions you may have! I appreciate them for making my experience with loans a positive one!"

Abigail Fitler

"I scheduled a one-on-one to go over loan options and it was very informative and cleared a lot of things up for me. I appreciated that they took the time to meet with me and answer all my questions."

Samantha Lerner

"The financial aid office was patient and counseled me through securing last-minute loans prior to the start of the semester. By being accessible to students, the office has saved me a great deal of stress."

Dylan Avian