PCOM Institutional Loans

PCOM Alumni Association Loan


  • $3,000 per academic year.
  • $6,000 lifetime aggregate borrowing limit.

Rates & Fees

  • 5.0% fixed interest rate.
    • Does not accrue interest while student is enrolled.
  • No loan fee.

Grace Period

  • Repayment begins on June 30, one year after graduation.


  • Awarded to 2nd-year and higher year graduate and medical students who demonstrate financial need and are in good academic standing.
  • The PCOM Alumni Association Loan is lent to students by PCOM, but PCOM uses a third party loan servicing company to service the loan. Heartland ECSI is PCOM's third-party loan servicing company.
    • Within a couple months after the first disbursement of the Alumni Association Loan, students will receive an email from ECSI with instructions in to login & register to their website.
    • It is very important to register on ECSI's website so students can review the disclosure statement and monitor the Alumni Association Loan upon repayment.
  • The PCOM Alumni Association Loan is funded by the PCOM Alumni Association.