Health Resources and Series Administration (HRSA) Loans

HRSA health professions loan programs help to encourage and enable clinicians to work in underserved areas.

Loan for Disadvantaged Students (LDS)

Annual Amount

Up to Cost of Attendance minus other financial aid (loans, scholarships, and federal work study) awarded.
Varies by funding available.

Rates and Fees
  • 5.00% fixed interest rate.
    • Does not accrue interest while student is enrolled.
  • No loan fee.
Grade Period
  • 12 months. Begins after student graduates or ceases to be enrolled at least half-time.
Notes
  • Sponsored by the Department of Health and Human Services and is administered by PCOM.
  • Available for 3rd-year and 4th-year DO students who submit parental income information on the FAFSA and meet the definition of demonstrating exceptional financial need as defined by the HSSA poverty guidelines.
  • In August of each year, the PCOM Financial Aid Office will contact eligible students will be contacted to discuss the possibility of borrowing the LDS.
  • Click here for further details.

Primary Care Loan (PCL)

Annual Amount

Up to cost of tuition & fees.
Varies by funding available.

Rates & Fees
  • 5.00% fixed interest rate.
    • Does not accrue interest while student is enrolled.
  • No loan fee.
Grace Period
  • 12 months. Begins after student graduates or ceases to be enrolled at least half-time.
Notes
  • Sponsored by the Department of Health and Human Services and is administered by PCOM.
  • Available for DO students who agree to enter and complete residency training in primary care within four years after graduation and practice primary care for the life of the loan. 
  • In March of each year, the PCOM Financial Aid Office will contact 4th-year DO students (who match in primary care) to discuss the possibility of borrowing the PCL.
  • Available for students who submit parental income information on the FAFSA and meet the definition of demonstrating exceptional financial need.
  • Click here for further details.